Services
Individual Financial Solutions
From Planning Your Financial Life to Thriving Through Retirement
Your financial well-being goes beyond the numbers. It is more about your decisions.
Think about the unexpected that came your way
You lost your job
You had a baby
You got an illness
Financial life planning involves making decisions today to be prepared for whatever challenges may bring tomorrow. Regardless, the stage of life you’re experiencing now is important and necessary to develop a plan to reach your future goals. We help you in that journey with the following solutions
Estate Planning
We assist you in creating a strategy to distribute your assets securely and according to your wishes. To achieve this, we generate personalized Estate Plan documents seamlessly and in real-time. We begin with a straightforward set of questions, followed by guidance from a reputable licensed attorney who reviews and approves your documents, with our ongoing support throughout the entire process.
Retirement Planning
A well-planned retirement strategy provides peace of mind during our golden years. To establish a strong financial foundation, it is essential to be proactive and contribute to retirement funds while taking advantage of investment opportunities. Our team can guide you through this journey to ensure that you maintain your desired lifestyle and cover essential expenses post-retirement in this stage of your life.
College Planning
Instead of choosing traditional 529 plans, we provide a range of tax-free financial tools that offer benefits, including flexibility in using earned interest, access to tax-free loans, tax-deferred interest gains, asset protection in challenging financial situations, a tax-free death benefit in the event of the parents’ death, and considerations for enhanced eligibility in financial aid.
Life insurance
Life insurance provides more than just death benefits; it can be a powerful tool for securing your financial future. We help you choose the appropriate policy that can increase its value through wealth transfer, cash value accumulation, and living benefits for critical, terminal, or chronic illnesses. This ensures liquidity and your funds remain consistently accessible tax-free, in addition to other valuable benefits.
Debt Pay Off
We understand that managing debt can be overwhelming and often people find themselves using ineffective methods. That is why our strategies are designed to guide you toward a debt-free future. Whether you’re dealing with credit cards, loans, or other financial obligations, we will help you develop a personalized plan to pay off debt as efficiently as possible. By implementing the right strategy, you can save thousands of dollars in interest and move closer to achieving your financial freedom.
Financial Literacy
Achieving a healthy lifestyle requires financial education. Financial health is a crucial aspect of our lives, and our finances are not separate from other components that contribute to our overall well-being. When we understand financial statements, income, expenses, balance sheets, assets, liabilities, and expenditure patterns, we can revitalize our finances and reach the life we desire. We are committed to teach you what you need to enrich your financial life.
Financial Planning
We take the time needed to understand your personal values, needs, and future aspirations. We’ll work with you to comprehend your current financial situation and determine the best realistic next steps to take together to prepare you for the future.
How It Work
Regardless of the services you choose to work with us on, here are the basic steps you will follow to help you achieve your goals:
We will guide you through the chosen services
and provide support whenever you need it.
We have helped +560 customers in the United States.
What Our Customers Say:
I would recommend Miguel as a financial coach. He was helpful with my investment strategies and my retirement plan. He is also patient, communicative and demonstrates proficiency with the topics related with investment plans. If you need any financial advice. Don´t hesitate to message him.
I´ve had the pleasure of working with many professionals in our line of work, but Miguel is someone I will always remember fondly. I have had the of working with Miguel on several occasions, where we organized workshops and info sessions for the local Hispanic business community. His humor and empathy fostered a comforting work environment, and his holistic approach to the issues related to personal and business growth helped participants develop knowledge and new skills. I highly recommend working with Miguel Diaz!
Miguel is an excellent communicator and coach. Miguel has helped EparaTodos – Lawrence, MA for the past couple of years teaching a goal setting class to our entrepeneurs, who participate in our accelerator program. His positive energy, knowledge, and teaching techniques make his session one of the most inspiring classes of the program. Thank you for your support Miguel!
Hola! Les recomiendo a Miguel por su profesionalismo, seriedad y entrega en las sesiones de coach. He terminado mi proceso con mucha alegría y satisfacción por los logros obtenidos. Los invito a consultarlo. Gracias Miguel de corazón por todos tus aportes y dedicación para apoyarme.
Bendiciones!!
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